Online Course
Insurance and Risk Management Planning
Overview
This course explores the fundamentals of risk management as an important element of individual and corporate financial plans. Specific insurance topics are discussed in detail, as well as an extended discussion on the professional liability of a financial planner. The course will span eleven weeks. Part 1 introduces the student to Risk Management, contracts, Insurance Company operations, Insurance contract analysis, Life Insurance and Annuities, and Social programs. Part 2 covers Health Insurance including Medical, Disability, and Long-term Care, Property insurance, Liability insurance, Automobile Insurance, and insurance for the small business. We will also look at an integrated case study, which will be introduced during week 4 and will follow a fictional family through all their insurance planning decisions as we progress through the weeks of the course.
Covers the CFP Board’s Principal Knowledge Topics D.22 – 32.
*We advise that you allow at least 10 hours per week per course for adequate course preparation.
Traditional Schedule
Jan & July
Fast Track
Mar & Oct
Prerequisites
While there are no special degree requirements to participate in the FSU Certificate in Financial Planning program, the level of instruction is that of an upper-division college course. A bachelor’s degree is a condition of CFP® certification, although not a requirement to be able to sit for the Certification Examination.
We strongly recommend that students complete Introduction to Financial Planning prior to taking this course.
Basic computer literacy including: the ability to connect to the Internet and navigate the web using search engines and links, the ability to use online communication tools including email and discussion boards, the ability to send and receive email attachments, and the ability to navigate software including saving and opening files to and from specific locations.
Course Materials
Insurance Planning, 8th Edition
Authors: Dalton & Dalton & Langdon
ISBN: 978-1-957511-66-5
Published by: Money Education
FSU 20% discount available when purchased through the publisher, Money Education.
** FSU students receive a discount code for textbooks from this publisher. The discount code will be emailed to you with your Registration Confirmation email after completing the registration process. If you need the discount code prior to registration please contact the Program Director, Anthony McDonald, using the contact form at the bottom of the home page.
Supplemental Materials Notice:
Depending on the source, you may have an option to purchase supplemental materials for this textbook. You do not need these materials for the course.
Instructor
M. Kathryn (Kate) Clark, AIF®, CFP®, CPFA
Accredited Investment Fiduciary®
CERTIFIED FINANCIAL PLANNER®
Certified Plan Fiduciary Advisor®
Kate Clark is the Managing Partner at Cypress Capital, bringing over 18 years of experience in the financial industry. Since starting her career in 2007, Kate has held key positions at First Franklin Financial, AMB Wealth, and Barnes Capital Group before founding Cypress Capital in 2018. In 2024, Kate was named an InvestmentNews: Rising Star Honoree.
Kate has obtained the Accredited Investment Fiduciary (AIF®), Certified Plan Fiduciary Advisor (CPFA®), and CERTIFIED FINANCIAL PLANNER® (CFP®) designations, and holds a Series 7 securities license through LPL Financial, a Series 66 securities license through both Cypress Capital and LPL Financial, as well as insurance licenses for Variable Life, Variable Annuities, Fixed Life, Fixed Annuities, Health, and Disability Insurance.
Kate earned a Bachelor of Science from the University of Florida and a Certificate of Financial Planning from Florida State University. She has shared her expertise as a guest lecturer for the Retirement Planning Today Series at Florida State University, part of the Financial Educators Network, in 2008 and 2009.
Outside of her professional endeavors, Kate resides with her husband on their family farm, where they raise cattle and care for their two rescued dachshunds. An avid outdoor enthusiast, she enjoys a variety of activities, including hiking, horseback riding, fishing, and hunting.
Kate is deeply committed to community involvement, having volunteered her time with several organizations. She has served as a Board Member for the Community Foundation of North Florida and The Gadsden Arts Center and Museum. Kate has served on the LPL Financial Ambassador Council, representing the 22,000+ LPL Advisors nationwide. She is also actively involved in the Tallahassee Chamber of Commerce and is a proud graduate of Leadership Tallahassee Class 33.
Instructor
Erin McCarty, CPFA®, CFP®
Certified Plan Fiduciary Advisor®
CERTIFIED FINANCIAL PLANNER®
Erin McCarty is a Partner with Cypress Capital. She began her career in 2015 while pursuing a degree in Finance at Florida State University. Before joining Cypress Capital, Erin gained valuable experience as an Associate at prominent firms, including Stifel Financial, Morgan Stanley, and LPL Financial.
Erin holds a Bachelor of Science in Finance and a Certificate of Financial Planning from Florida State University. She has earned the Certified Plan Fiduciary Advisor (CPFA) designation and is a CERTIFIED FINANCIAL PLANNER® professional. Additionally, Erin holds a Series 7 securities license through LPL Financial, a Series 66 securities license through Cypress Capital, as well as insurance licenses for Variable Life, Variable Annuities, Fixed Life, and Fixed Annuities.
Residing in Tallahassee with her husband, Connor, and their two rescue dogs, Erin enjoys spending time outdoors—whether running, soaking up the sun, or enjoying the water. She is also an active member of the Tallahassee community and has been volunteering with Big Brothers Big Sisters of the Big Bend since 2017, where she is proudly matched with her “little sister,” a relationship she deeply cherishes.
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