
| Use this table to answer this type question: "If beginning one year from now I can deposit $3,000 a year for a period of 30 years, and I am able to earn 10% compound interest during this time, how much will I have at the end of 30 Years? |
| You would enter at the percent (10%), read down to the number of periods (30), and obtain the factor of (164.4940). Multiply the annual annuity ($3,000) by this factor (164.4940) to find the amount of money you will have at the end of the period. Learn that this is $3,000 x 164.4940 = $493,482 at the end of 30 years. |
| n / i | 3% | 5% | 7% | 10% | 12% | 15% | 20% |
| 1 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 |
| 2 | 2.0300 | 2.0500 | 2.0700 | 2.1000 | 2.1200 | 2.1500 | 2.2000 |
| 3 | 3.0909 | 3.1525 | 3.2149 | 3.3100 | 3.3744 | 3.4725 | 3.6400 |
| 4 | 4.1836 | 4.3101 | 4.4399 | 4.6410 | 4.7793 | 4.9934 | 5.3680 |
| 5 | 5.3091 | 5.5256 | 5.7507 | 6.1051 | 6.3528 | 6.7424 | 7.4416 |
| 10 | 11.4639 | 12.5779 | 13.8164 | 15.9374 | 17.5487 | 20.3037 | 25.9587 |
| 15 | 18.5989 | 21.5786 | 25.1290 | 31.7725 | 37.2797 | 47.5804 | 72.0351 |
| 20 | 26.8704 | 33.0660 | 40.9955 | 57.2750 | 72.0524 | 102.4436 | 186.6880 |
| 25 | 36.4593 | 47.7271 | 63.2490 | 98.3471 | 133.3339 | 212.7930 | 471.9811 |
| 30 | 47.5754 | 66.4388 | 94.4608 | 164.4940 | 241.3327 | 434.7451 | 1181.8816 |
| 40 | 75.4013 | 120.7998 | 199.6351 | 442.5926 | 1358.2300 | 1779.0903 | 7343.8578 |
| 50 | 112.7969 | 209.3480 | 406.5289 | 1163.9085 | 2400.0182 | 7217.7163 | 45497.1908 |